With a few taps on your mobile phone, a handbag, foundation, kids’ clothes, or a kitchen gadget is on its way to you. It is very convenient when you do not get time out of your busy schedule to go buying.
Thanks to shopping apps, they save your time as well as money. Despite getting those things at a lower price, you will likely find your budget struggling to make ends meet. This is because convenience leads to overspending.
Christmas is coming, and you will likely find a lot of exciting offers and buy the stuff you do not need just because they are available at hefty discounts. When money is tight, you should save for something important.
The cost crisis is making it all the harder for Brits to keep their head above water. Soaring energy prices have already stripped them of cash, and it is expected to continue in the next year as well.
It is crucial to remember that you will get control over your finances when you put in effort in that direction. No funky coat for your dog, and wearing stylish shoes will improve your financial situation.
Tips for dealing with an online shopping addiction
Here is what you should do if you buy too much online.
· Uninstall shopping apps
Just hit the “uninstall” button, and the shopping app will disappear like thin air in a blink of an eye. You can still shop online by going to the store through Google. Pick what you desire to buy and place an order.
Cause surely you only spend a duration on the app to buy what you need. Do not heed bargains; otherwise, you will likely be tempted to put them into the cart.
· Delete your card details from each app
Not to mention, all of the apps store your card information even though they say they do not. When you re-download the app, you restore everything without making much effort. You should delete that information if you utilise PayPal to create an acquisition.
Of course, you will need your card details to place an order, but the aim is to stop making shopping so convenient. You need to click a few taps when your card details are saved and the shopping is done.
If you remove all card details, it will ask you to put them in before placing an order, which is a bit of discomfort for those who are incredibly addicted to convenience.
· Unsubscribe from marketing emails
If you have been receiving emails from several shopping apps, it might be one of the causes of being unable to deal with your shopping addiction. As you see a great offer, you feel tempted to buy it even if you do not need it.
Unsubscribe from all of the newsletters. However, you will always notice them coming. Mark them as spam, so they automatically land in their spam folder. Although you feel it is a good bargain, they are not.
Many people have been seen to keep buying stuff whether they do not need it, and to defend their behaviour, they make an excuse that they would unlikely get them at a good bargain when they actually need it.
It comes as a surprise, though it should not, when you end up taking out loans for bad credit to meet your essential expenses despite having saved a lot of money on shopping. You do not realise that you offset savings by bulk purchases.
Unsubscribing from your marketing emails will make it easier for you to resist temptation.
· Put off buying things.
The best way to deal with a shopping addiction is to make a wish list. Note down whatever you want to buy, and then put it aside.
After a couple of days, look at the wish list and see if you actually need it. Much to your surprise, you will not need it. Likewise, you should make prepare an Amazon wish list instead of filling in your cart.
· Stop buying stuff to return it.
Most shopping sites allow you to return the product on stuff you would need to try on. It may sound sensible, but it can be damaging to your finances. You likely buy three or four items while you need only one.
This generally happens when you are unable to make a choice. Once you get the parcel, it may take some time to return the stuff, and in the meantime, you may need an extra supply of cash that you have unfortunately blocked in the purchase.
Even though you manage to repay the debt, it costs you extra money in interest payments. A rule of thumb is that you should take the advice of your partner, friend, or children when placing an order.
If that is not feasible, take their help when the parcel arrives. Let them choose for you, then. Keep what you picked and return what you did not like simultaneously.
· Prefer in-store shopping whenever you need
If you want to buy something, you should go to a physical store instead of buying from an online store. You will likely get some attractive deals in-store as well. The best part is that you will be using cash or a debit card, so you will know how much you can buy at once.
Because it is not that convenient, you will step out only to purchase something you need, not what you do not need.
The final word
If you buy too much online, try to remove all card details saved in the apps and then uninstall them. As you will not have an app on your phone, you will not be tempted to buy unwanted things.
Go to the store for shopping as you will likely buy only what you need. This is because it increases the discomfort level compared to online shopping. Unsubscribe from marketing emails and put off buying.